Storm Damage Roof Repair in Skokie, IL

Does Your Roof Have Storm Damage?

Identifying Weather-Related Damage

Hail Impact Damage: Hail creates visible dents, cracks, or granule loss on shingles. Small impacts may not leak immediately but compromise shingle integrity. Larger hail causes obvious holes.

Wind Damage: High winds blow shingles away completely, lift flashing, or separate roofing materials. Missing shingles or flapping sections indicate significant wind damage.

Falling Tree Damage: Branches or entire trees puncture roofing, creating holes that lead to immediate water intrusion. Tree damage is obvious but requires expert assessment.

Heavy Snow Load: Excessive snow weight damages roof structure. Sagging or visible bending indicates structural compromise requiring immediate inspection.

Severe Rain Intrusion: Heavy rain exploits weaknesses in aging roofing. New stains after storms indicate weather overwhelmed roof protection.

Flash Flooding: Water overflows gutters and backs up under roof edges. Standing water on roofs prevents drainage.

Lightning Strike: Lightning creates holes or ignites fires. Visible damage or burns indicate serious structural compromise.

The Insurance Claims Process

We Handle Documentation So You Don’t

Immediate Assessment: Call us after storm damage. We assess damage quickly and document findings with photographs from multiple angles.

Comprehensive Documentation: We photograph all damage areas thoroughly. Documentation proves claim validity and supports maximum coverage.

Damage Report: We provide detailed written descriptions of damage type, extent, and affected areas. Reports help adjusters understand severity.

Repair Estimates: We provide detailed estimates broken down by labor, materials, and repairs. Estimates form the basis of insurance claim amounts.

Adjuster Coordination: We can meet with insurance adjusters, answer technical questions, and explain damage and repair approaches. We advocate for your coverage.

Claim Timeline: We explain typical insurance processes so you understand what to expect. We answer questions about your specific policy.

Coverage Clarification: We’re honest about what’s typically covered (sudden weather damage) and what might not be (pre-existing conditions). We won’t mislead you.

Most homeowner’s insurance covers sudden storm damage. Your deductible applies. We help maximize coverage within policy limits.

Temporary Storm Damage Protection

Preventing Additional Damage While Insurance Processes

Emergency Tarping: We immediately install heavy tarps over damaged roof areas, securing them against wind. Tarps redirect water to gutters.

Temporary Sealing: We apply marine-grade sealant to small damage areas, stopping water intrusion temporarily.

Debris Removal: We remove fallen branches, damaged materials, and debris preventing further damage and improving safety.

Gutter Protection: We install temporary barriers preventing water from backing up under roof edges.

Interior Water Management: We place buckets, remove standing water, and ventilate affected areas minimizing interior damage during repair wait.

Temporary protection typically costs $300-$1,000 and prevents expensive water damage escalation while insurance processes claims.

Storm Damage Repair Options

From Assessment to Permanent Solution

Minor Damage Repair: Small impacts, a few missing shingles, or minor flashing issues are repaired quickly. Repair costs may be less than insurance deductible.

Moderate Damage Repair: Multiple damaged areas, significant shingle loss, or structural concerns require more extensive repair. Insurance typically covers costs above deductible.

Extensive Damage Assessment: Large areas of damage may warrant roof replacement rather than repair. We assess cost-benefit and recommend the most economical solution.

Structural Evaluation: If storm damage affects roof structure, we assess structural integrity and recommend necessary reinforcement or repair.

Material Replacement: We use materials matching your existing roof when possible. When exact matches aren’t available, we discuss alternatives.

Storm Damage in Skokie’s Climate

Spring Storms, Winter Weather, and Wind Events

Spring Thunderstorms: High winds and hail commonly damage Skokie roofs April-June. Hail impact creates cracks; winds blow off shingles and damage flashing.

Winter Ice Storms: Heavy snow and ice loads damage roof structure. Ice dams trap water. Thaw cycles create leaks. Winter damage can be extensive.

Straight-Line Winds: Skokie’s exposure to spring and fall wind events causes sudden, severe damage. Wind damage is obvious and typically covered by insurance.

Tornado Damage: Rare but catastrophic. Tornados cause total roof destruction requiring complete replacement.

Flooding: Heavy rain overwhelms gutters, backing water up under roof edges. Flash flooding damages foundation and structure.

Lightning Strikes: Rare but serious. Lightning can ignite fires or create structural damage.

Why Professional Assessment Matters

Maximize Your Insurance Coverage

Complete Damage Identification: Professional assessment identifies all damage—obvious and hidden. We catch problems homeowners miss, ensuring complete claim.

Proper Documentation: Professional photographs and reports carry more weight with insurance adjusters than homeowner documentation.

Accurate Estimates: Professional estimates break down costs clearly. Detailed estimates support higher claim approvals.

Code Compliance: Repairs meeting current building codes prevent future insurance denial. We ensure repairs comply with all requirements.

Claim Negotiation: When adjusters underestimate damage, professional documentation supports appeal. We advocate for your full coverage.

Prevention of Coverage Denial: Improper temporary repairs or delayed reporting can affect coverage. Professional guidance prevents costly mistakes.